Comments on: AAP 2 HK Apartment Prices Go Through The Roof http://investkk.com/hong-kong-apartment-prices-roof/ Wealth Building through Property Thu, 17 May 2012 21:46:10 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Norma http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1027 Norma Sat, 09 Jan 2010 13:47:56 +0000 http://investkk.com/?p=553#comment-1027 Wow, thank you guys for the input . :-). Well said... Good discussion, always... Already take that into account.... Happy investing!! :-) Wow, thank you guys for the input . :-) . Well said… Good discussion, always… Already take that into account…. Happy investing!! :-)

]]> By: Azlan http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1026 Azlan Sat, 09 Jan 2010 05:35:36 +0000 http://investkk.com/?p=553#comment-1026 Hi yup agreed ! if you have a a reccession proof portfolio. You are being sheltered. However you can still go for 'max loan ,max loan period' for a period of time. example if you have 5 properties of 'max loan and max loan period' . One or more double it,s price in years to come time or even making 1 or 2 hundred thousand for you. You can actually sell off the unit that make you lots of money and take the gain to reduced the loan of the others . This will reduce your gearing and help you to weather any cyclical financial tsunami that you may face over the decade. There's many ways to achief the same thing but one would go for the avenue that we are most confortable with , of course. Cheers Azlan Hi

yup agreed ! if you have a a reccession proof portfolio. You are being sheltered. However you can still go for ‘max loan ,max loan period’ for a period of time. example if you have 5 properties of ‘max loan and max loan period’ . One or more double it,s price in years to come time or even making 1 or 2 hundred thousand for you. You can actually sell off the unit that make you lots of money and take the gain to reduced the loan of the others . This will reduce your gearing and help you to weather any cyclical financial tsunami that you may face over the decade. There’s many ways to achief the same thing but one would go for the avenue that we are most confortable with , of course.

Cheers

Azlan

]]> By: CKWong http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1018 CKWong Thu, 07 Jan 2010 08:07:48 +0000 http://investkk.com/?p=553#comment-1018 Hi, That why I always recommend my business associate to create a reccession proof portfolio to make sure everything still in order even economy crisis come. Your portfolio should consist of rental property, land, Stock, and some cash in hand plus some facility given by bank in the even you really run out of cash. I also never believe in "FULL LOAN + FULL LEVERAGE". Happy Investing. You cannot Grow Land..CK Wong & MY DAD Hi,
That why I always recommend my business associate to create a reccession proof portfolio to make sure everything still in order even economy crisis come. Your portfolio should consist of rental property, land, Stock, and some cash in hand plus some facility given by bank in the even you really run out of cash. I also never believe in “FULL LOAN + FULL LEVERAGE”. Happy Investing.

You cannot Grow Land..CK Wong & MY DAD

]]> By: tan http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1017 tan Thu, 07 Jan 2010 01:09:06 +0000 http://investkk.com/?p=553#comment-1017 I love azizi ali and milan doshi books and I bought and read all their contents last few years. But i do disagree with their suggestion, that we should go for max loan for max years like loan 90% for 30 years for all the properties that you buy. Imagine ,you only need to deposit 10% for 10 properties and all the 10 properties are 90% bank loan or using OPM (other people money) ....hoping for the rental to cover your bank loan...easier said than done!!! Can you imagine what will happen if the financial tsunami occur within the 30 years of your loan period? As we have seen ,those financial crisis tend to recycle every 10 years and you will "die standing" if your rental stuck in some of your properties and it will snowball to crush your cashflow"empire". That is the reason why , I never apply for "full loan" to buy properties ...I prefer to invest and hold in blue chip counter in bursar and after hitting my 20% profit , i will exchange it with a property ,thus avoiding the 90% bank loan.... I love azizi ali and milan doshi books and I bought and read all their contents last few years. But i do disagree with their suggestion, that we should go for max loan for max years like loan 90% for 30 years for all the properties that you buy. Imagine ,you only need to deposit 10% for 10 properties and all the 10 properties are 90% bank loan or using OPM (other people money) ….hoping for the rental to cover your bank loan…easier said than done!!! Can you imagine what will happen if the financial tsunami occur within the 30 years of your loan period? As we have seen ,those financial crisis tend to recycle every 10 years and you will “die standing” if your rental stuck in some of your properties and it will snowball to crush your cashflow”empire”. That is the reason why , I never apply for “full loan” to buy properties …I prefer to invest and hold in blue chip counter in bursar and after hitting my 20% profit , i will exchange it with a property ,thus avoiding the 90% bank loan….

]]> By: CKWong http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1016 CKWong Wed, 06 Jan 2010 20:09:31 +0000 http://investkk.com/?p=553#comment-1016 Hi, Bro "the fast is eating the slow". Act faster..alot of people I met always telling me that they will buy properties once they have money..but bear in mind property prices will never wait for you. They are rising day by day. So thing need to be learn fast and sharp..Happy Investing. You cannot Grow Land..CK Wong & MY DAD Hi,
Bro “the fast is eating the slow”. Act faster..alot of people I met always telling me that they will buy properties once they have money..but bear in mind property prices will never wait for you. They are rising day by day. So thing need to be learn fast and sharp..Happy Investing.

You cannot Grow Land..CK Wong & MY DAD

]]> By: Norma http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1015 Norma Wed, 06 Jan 2010 10:19:30 +0000 http://investkk.com/?p=553#comment-1015 HI CK Wong, I do agree with you... As the saying says ' ACTION SPEAKS LOUDER THAN WORDS', but I do believe in properly educating myself before making bad decisions that will set me back financially, maybe in years to recover it back... So I must be right, first time & everytime. CK , I know you have a ' winning formula' :-). I am developing it too, doing my own pace currently.... ;-). .... ongoing learning process..... ACTION , FIRST STEP DONE.. :-) Azlan, no problem ! HI CK Wong, I do agree with you… As the saying says ‘ ACTION SPEAKS LOUDER THAN WORDS’, but I do believe in properly educating myself before making bad decisions that will set me back financially, maybe in years to recover it back… So I must be right, first time & everytime. CK , I know you have a ‘ winning formula’ :-) . I am developing it too, doing my own pace currently…. ;-) . …. ongoing learning process….. ACTION , FIRST STEP DONE.. :-)
Azlan, no problem !

]]> By: CKWong http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1014 CKWong Tue, 05 Jan 2010 19:48:44 +0000 http://investkk.com/?p=553#comment-1014 HI, Applied knowledge is POWER.. Happy Investing. You cannot Grow Land..CK Wong & MY DAD HI,
Applied knowledge is POWER.. Happy Investing.

You cannot Grow Land..CK Wong & MY DAD

]]> By: Azlan http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1012 Azlan Tue, 05 Jan 2010 09:07:52 +0000 http://investkk.com/?p=553#comment-1012 Hi Norma ! Happy new year to you too ! You must have just came back from Holiuday. Yes will do that. I have not read that. But will certainly look for the book !Thanks Azlan Hi Norma ! Happy new year to you too ! You must have just came back from Holiuday. Yes will do that. I have not read that. But will certainly look for the book !Thanks

Azlan

]]> By: Norma http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1011 Norma Tue, 05 Jan 2010 08:27:45 +0000 http://investkk.com/?p=553#comment-1011 HI azlan & CK Wong, Happy New Year 2010 to both of you guys.... :-). Apart from Azizi Ali book, Azlan you can suggest to your friend to read ' how you can become multimillionaire real estate investor from author milan doshi '. Good book...it does not cover only property per say, he did a 'good' comparison between property investment & other mode of investment, for me, I really enjoy the book. Best of everything to you guys... Keep up the good work. HI azlan & CK Wong, Happy New Year 2010 to both of you guys…. :-) . Apart from Azizi Ali book, Azlan you can suggest to your friend to read ‘ how you can become multimillionaire real estate investor from author milan doshi ‘. Good book…it does not cover only property per say, he did a ‘good’ comparison between property investment & other mode of investment, for me, I really enjoy the book.
Best of everything to you guys…
Keep up the good work.

]]> By: Azlan http://investkk.com/hong-kong-apartment-prices-roof/comment-page-1/#comment-1004 Azlan Thu, 31 Dec 2009 04:22:08 +0000 http://investkk.com/?p=553#comment-1004 Hi, Today Daily Express has got a good article on Malaysian property. Check it out. It has a positive oulook for 2010. as Our economy is forecast to grow at 4.3 %. Article said property growth may be deter a bit by gradual increase on bank interest and also the RPGT ( 5 years and below). Anyway overall outlook is good ! Happy new year ! Hi,
Today Daily Express has got a good article on Malaysian property. Check it out. It has a positive oulook for 2010. as Our economy is forecast to grow at 4.3 %. Article said property growth may be deter a bit by gradual increase on bank interest and also the RPGT ( 5 years and below). Anyway overall outlook is good !

Happy new year !

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