Real estate seen taking a breather

August 18, 2011

Property market will continue to climb over the long term, meanwhile careful selection for you to built “recession proof” portfolio needed. You must pick up a good asset to enjoy steady rental yield and potential capital appreciation..try pick up some good “land” as its still the biggest winner among all the properties types.

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Zero Appreciation Portfolio

August 6, 2011

Buying low and selling high is no longer the best strategy lately. Not many times you will be so lucky to get in at the low price and cash out at the higher prices. Appreciate if you could spent sometimes read my latest strategy while understand and applied it into your property investing life. I strongly believe speculating is too risky at the current entry point if you are average investor.

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Less games for the Poor Part 2

July 30, 2011

Residential is never a choice for “the rich” as it does not give any steady rental growth and capital appreciation. In fact rental yield for residential would remain stagnant over the years. Of course those early years owner will enjoy higher rental yield but those who just say “hello” would not get more than 4%. As conclusion, only accumulate good asset not any asset!!

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Measure against Property speculation

July 23, 2011

BNM and government is on the way to introduce more powerful rules against further rising of property price. Last year, introduction of 3rd house 70% LTV has slow down the sector and expected coming soon is measure against commercial property. So wait and see.

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Less games for the Poor Part 1

July 16, 2011

The RiCH has nothing but cash. The poor has everything but not cash!! Over time few assets has fall into the hand of “The RiCH”. We, middle class can never have the chance anymore to acquired this 2 asset class that is land and commercial properties. Like it or not, bank also not very keen to give loan to middle class to aquired this 2 asset class. We are dropping further!!!

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Ask yourself

July 9, 2011

Alot of time, the answer for your question is not missing. Just that you need to ask yourself more question and of course right question to get it. To improve your decision skill, try read more and spent more time to “drive” around property area that you would like to invest in. Fyi, I spent few hours seeing,walking and experiencing around Plaza Kingfisher before I really invest in it!!!

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Accountant also loss!!

July 2, 2011

Financial education is very important..the moment you lose sight that is the moment financial tsunami created!! Spending money with wise financial IQ is crucial for your own future, like it or not you have not much choices as our financial resources is very limited. Spent on what you need but not on what you want. Of course sometimes you can pamper yourself with what you want but not all the time!!

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Educated group would be worst!!!

June 25, 2011

80/20 Rules always apply in our life. Even there is so many educated people around, only 20% make it and stay above the average forever. But why there is another 80% still stay below? And the worst this group might be more educated than the rest 20%..

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MBAM: Rising construction costs hurting industry

June 20, 2011

Costing is on the uptrend. Among all the moving cost, the highest would be land cost as its consist of 30% of the total development cost. So whether waiting will bring you better deal or not..its hard to say. But one thing for sure, locking in your costing at present price would be the best choice especially “old property at prime location” or Subsale market/secondary. Waiting would cost you more..

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Message to Mike & Siang Poi Poi

June 11, 2011

Life is too short. Do whatever thing that you need to do. Ewnjoying life is only after you achieve what the society needs and wants. I believe “suffer first, enjoy later”. And of course the arguement is that what happen if you been hit and dead tomorrow? I really can’t answer this question. It’s up to you hwo you need to judge your life. I still prefer to leave my family with full of cash money, land title and fully settled properties rather than bad debts and all the headed problems.

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